Loading your phone from your bank account has now been made easy thanks to the fact that all Nigerian banks have embraced the use of short codes in recharging airtime to make it more accessible to their many customers.
Most Nigerians are not aware of the ease in topping or recharging your line directly from their bank accounts through their mobile phones with USSD codes. This innovation has been made possible through partnership between banks and all telecommunication networks.
As long as you have an account (savings or current) in any of the Nigerian banks, you become qualified to buy credit on your phone for yourself or your friends.
Although there are different methods to enjoy this service, the use of short USSD codes still remains the best option till date, due to the ease in remembering these short codes. The other methods include; using your bank’s app or using Quickteller via your ATM card.
USSD Codes to Buy Airtime Directly From Your Bank Account In Nigeria
Below are the ways of buying airtime or recharge card from various banks in Nigeria via USSD codes
How To Buy Airtime/Recharge Card From Guarantee Trust Bank (GTB)
To buy credit from Guarantee Trust Bank (GTB), dial *737*amount# on your mobile phone and SEND. E.g. *737*500#.
To recharge airtime for a family or friend, simply dial *737*amount*friends number#. E.g. *737*1000*08023456789#. The maximum card you can recharge is N5,000 per day.
How To Buy Airtime/Recharge Card From First Bank
If you have a First bank account and want to buy airtime, just dial *894*amount# on your mobile phone and SEND. E.g *894*1000#.
For First Bank you can only top-up your mobile line and the maximum you can recharge is N3,000 per day.
How To Buy Airtime/Recharge Card From Access Bank
For Access bank, dial *901*Amount# on your phone and SEND. E.g *901*500#. You can only recharge airtime maximum of N5,000 per day.
How To Buy Airtime/Recharge Card From Stanbic IBTC Bank
To buy airtime or credit from Stanbic IBTC bank, just dial *909*amount#. E.g *909*500#
How To Buy Airtime/Recharge Card From Access (Diamond) Bank
The USSD code to recharge from your Access (Diamond) bank account is Just dial *901*amount# from your mobile phone you registered with the bank and send. E.g *901*500#.
How To Buy Airtime/Recharge Card From Fidelity Bank
Buying airtime for those with a Fidelity Bank account, just dial *770*amount#. E.g *770*500#. Maximum recharge per day is N5,000
How To Buy Airtime/Recharge Card From Zenith Bank
To top-up your line with airtime from your Zenith bank account, just dial this USSD code *966*amount# from your mobile phone and SEND. E.g *966*500#.
The limit you can recharge a per day is N5,000.
How To Buy Airtime/Recharge Card From Polaris Bank (Skye)
For Polaris bank recharge USSD code, you dial *833*amount# on your mobile device and SEND. E.g *833*1000#.
How To Buy Airtime/Recharge Card From Ecobank Bank
To buy airtime from Ecobank, dial *326*amount# on your phone and Send. E.g: *326*2000#.
How To Buy Airtime/Recharge Card From FCMB
For FCMB, Just dial *329*amount# on your mobile phone and Send. E.g *329*100#
How To Buy Airtime/Recharge Card From Union Bank
For those using Union Bank, the recharge airtime USSD code to buy credit from Union Bank is *826*amount#. E.g *826*700#
How To Buy Airtime/Recharge Card From Keystone Bank
KeyStone Bank Recharge USSD code is *7111*amount# E.g *7111*750#.
For now, this service is only available for MTN, Airtel & Etisalat subscribers that have an account with this Nigerian bank.
Note: Your mobile number you will use in recharging airtimemust be the number you used in opening and registering your account from the bank.